Finance from Yeomans Nissan in Aldershot, Basingstoke, Bognor Regis, Eastbourne, Portsmouth, Plymouth, Worthing & Barnard and Brough in Haywards Heath

Here at Yeomans Nissan, we offer a range of finance packages to suit all kinds of budgets and lifestyles.

Learn more about our available finance options below.

What is Personal Contract Purchase (PCP)?

PCP allows you to choose how much deposit you would like to pay, giving you the flexibility to suit your budget. We will then calculate your monthly payment based on the maximum annual mileage and the optional final payment depending on your driving requirements.

At the end of the agreement, you can choose between three options: you could part exchange your vehicle by putting the difference towards a deposit on a new Nissan, return your Nissan or keep your Nissan.

What are the benefits of PCP?

• The deposit is negotiable
• The monthly payments are fixed
• You have the option to change your Nissan every 2 to 3 years
• Flexible end of agreement options

What is Hire Purchase?

Hire Purchase involves paying off the cost of the vehicle with interest on a monthly basis, making it ideal for both businesses and personal use. You can choose how much deposit you would like to pay and we will then calculate the monthly payments for the duration of the contract. Once all of the payments have been made at the end of the agreement, you will then own the vehicle.

What are the benefits of Hire Purchase?

• The initial payment is flexible
• The fixed monthly payments are not subject to VAT
• There are no mileage restrictions
• The interest rate charged on the finance will remain unaffected by any future changes in interest rates.

What is Contract Hire?

Contract Hire allows businesses to take on cars or vans for a set period of time, paying a fixed monthly rental. The company taking out the agreement doesn't own the vehicle. This works by the company paying the advanced rental, which ranges from 3 to 12 months upfront and a fixed monthly rental throughout the contract. Once the contract ends, the vehicle is returned back to us.

What are the benefits of Contract Hire?

• Road Fund license included
• Reduced VAT paid by businesses as monthly vehicle payments can be offset against taxable profits
• VAT registered businesses are able to claim back 100% of the VAT if the vehicle is used exclusively for business
• If the vehicle is used privately, you can reclaim 50% of the VAT on the finance of the vehicle

What is Finance Lease?

Finance Lease gives businesses the option of retaining the vehicle for a small annual fee at the end of the agreement. The customer may also sell the vehicle to a third party once all of the rental payments have been made. This works by the company paying an advanced rental followed by a fixed number of monthly rentals over the contracted period. At the end of the term, you can either sell the vehicle on our behalf so you keep 100% of the sale proceeds, or you can continue your contract with us by entering a secondary period of rental, which will be just £50 a year plus VAT.

What are the benefits of Finance Lease?

• Fixed monthly rentals for ease of budgeting
• Lump sum or number of rentals as an advance rental
• Option to extend rental into a 'secondary' contract period for an annual fee of £50 plus VAT
• Option to include a deferred final 'balloon' payment to keep monthly costs low​

For more information on our finance packages, please contact your local Yeomans Nissan dealership today.