FINANCING YOUR MAZDA AT YEOMANS

YOUR FINANCE OPTIONS EXPLAINED

Buying a car, whether it is new or used is often considered the second most significant purchase after a home. At Yeomans, we aim to make that investment easier with a range of flexible finance options designed to suit various budgets and lifestyles. These plans are available across all our manufacturers and remain a popular choice among today’s drivers.

With Yeomans, you have the freedom to choose how you finance your vehicle. We offer Hire Purchase (HP), Personal Contract Purchase (PCP) solutions and Personal Contract Hire (PCH), giving you added flexibility to find the option that works best for you.

MAZDA PERSONAL CONTRACT PURCHASE (PCP)

Personal Contract Purchase (PCP) is a flexible ownership plan designed to get you into the car that best suits your needs and budget. PCP comes with the following end of agreement options - upgrading to a new car, keeping the car, or returning the car. Finance is provided by Mazda Financial Services. Mazda Financial Services is a trading name of Toyota Financial Services (UK) PLC.

KEY FEATURES

• Available on New and Used vehicles.
• Fixed monthly payments.
• Choose a term that suits you from 24 to 48 months for New vehicles or 24 to 49 months for Used vehicles.
• Decide on your annual mileage up front.
• Put down a deposit up to 35% of the car price to suit your budget.
• Enjoy flexible end of agreement options and lower monthly payments because a proportion of the amount you are borrowing is deferred to the end of your finance agreement. This amount is called the Guaranteed Future Value (GFV) or Optional Final Payment.
• 3 options at the end of your finance agreement: keep, upgrade, or return the car.

KEY RISKS

• If you want to keep the car at the end of your finance agreement, you will need to pay the Guaranteed Future Value (GFV) also known as the Optional Final Payment. Once this is paid, ownership will be transferred to you.
• If you exceed the agreed mileage and choose to return the car, an excess mileage charge will be payable at the end of your finance agreement.
• If you fail to make the payments under your finance agreement, we will assist you in your circumstances to achieve a sustainable outcome, but you may have to return the car or it can be repossessed, legal proceedings may be commenced against you to recover sums that you may owe, and your credit rating may be adversely affected.
• The car is likely to depreciate during the life of your finance agreement.

MAZDA HIRE PURCHASE (HP)

Hire Purchase is a convenient way of financing when you want to own the vehicle at the end of your finance agreement. Your payments are fixed for the length (term) of your finance agreement. Finance is provided by Mazda Financial Services. Mazda Financial Services is a trading name of Toyota Financial Services (UK) PLC.

KEY FEATURES

• Available on New and Used vehicles.
• Fixed monthly payments.
• Choose a term that suits you from 12 to 60 months (New and Used vehicles).
• No need to decide on annual mileage as there are no mileage restrictions.
• Put down a deposit up to 95% of the car price to suit your budget.
• No large final payment at the end of your finance agreement.
• Own the car at the end of your finance agreement once all payments have been made.

KEY RISKS

• Ownership of the car will be transferred to you once all payments under your finance agreement have been made.
• If you fail to make the payments under your finance agreement, we will assist you in your circumstances to achieve a sustainable outcome, but you may have to return the car or it can be repossessed, legal proceedings may be commenced against you to recover sums that you may owe, and your credit rating may be adversely affected.
• The car is likely to depreciate during the life of your finance agreement.

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MAZDA PERSONAL CONTRACT HIRE (PCH)

Personal Contract Hire (PCH) is a convenient option if you don’t want to own the car at the end of your finance agreement.Monthly rentals are fixed, and you can include an optional maintenance package to avoid unexpected costs. With PCH you hand the car back at the end of your finance agreement. Personal Contract Hire (PCH) is provided by Mazda Financial Services. Mazda Financial Services is a trading name of Toyota Financial Services (UK) PLC. PCH is administered by KINTO UK Ltd.

KEY FEATURES

• Only available on New vehicles.
• Fixed monthly rentals.
• Choose a term that suits you from 24 to 48 months.
• Decide on your annual mileage up front.
• Make an initial rental to the value of anywhere between 1 to 9 months rentals.
• No large final payment at the end of your finance agreement.
• Return the car at the end of your finance agreement.
• Optional fixed maintenance costs.

KEY RISKS

• At the end of your finance agreement, the car must be returned in the same condition it was initially hired out subject to fair wear and tear and agreed mileage. Our representative will assess the car in line with current BVRLA Fair Wear and Tear Guide. Any items outside of this acceptable range will be charged.
• If you exceed the agreed mileage and choose to return the car, an excess mileage charge will be payable at the end of your finance agreement.
• If you fail to make the payments under your finance agreement, we will assist you in your circumstances to achieve a sustainable outcome, but you may have to return the car or it can be repossessed, legal proceedings may be commenced against you to recover sums that you may owe, and your credit rating may be adversely affected.
• Your finance agreement is designed to run for the full term. If you wish to terminate the agreement early, you will be required to pay future rental charges.

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For more information on our finance packages, please call one of our friendly sales team members at Yeomans Mazda Bexhill today on 01424 863003