Funding FAQs | Yeomans Toyota

Considering Toyota Financial Services?

Funding your new car through Toyota Financial Services could be just the solution you are looking for. To help with some queries you may have you can contact the Business Manager at your nearest Yeomans Toyota Centre or alternatively, for your convenience, a few frequently asked questions are answered below.

What is Access Toyota?

AccessToyota is a convenient, flexible PCP (personal contract purchase) plan. TFS sets a minimum guaranteed future value (GFV) for your car and this, along with your deposit, is deducted from the cash price. Because a proportion of the amount you're borrowing is deferred to the end of your agreement, your monthly payments are often more affordable than with other forms of borrowing.

What deposit do I need?

In many cases your part exchange can be your full deposit. However we do have flexible plans that don't require a deposit such as Easy Start a derivative of Personal Contract Purchase.

What APR can you offer me?

The rate depends upon your personal circumstances, the amount borrowed and the length of the agreement. We have a range of competitive finance plans available and we can easily provide you with a finance quote which will give you details of the APR you can expect.

Over what periods can I borrow?

Most customers opt for an agreement between 24 and 48 months, however most plans are flexible enough to accommodate any monthly period between 12 and 60 months.

What details do you need to set up an agreement?

Unlike many lenders we don't normally need to know any income or expenditure details. All we generally ask is your address, where you work, and what you do, your date of birth and bank details.

How long does it take to set up?

Many of our customers enjoy an instant acceptance and our average decision time is one hour.

What happens when my circumstances change?

We have a range of Payment Protector and Guaranteed Asset Protection plans available to protect you in the event of unforeseen changes in your personal circumstances or if your car is written off as a result of accident, fire or theft.

Ask at your nearest Yeomans Toyota Centre for more details.